Insurance Producer Continuing Education Requirements by State
All 50 states require continuing education to renew an insurance producer licence โ but the amount ranges from 15 to 48 per cycle, and 2 years is the most common renewal period. Pick your state below for the full breakdown, or compare the whole table.
Full comparison โ all 50 states
| State | CE hours | Cycle | Per year | Online |
|---|---|---|---|---|
| Alabama | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Alaska | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Arizona | 48 hours | 4 yr | 12.0 h/yr | Yes |
| Arkansas | 24 hours | 2 yr | 12.0 h/yr | Yes |
| California | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Colorado | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Connecticut | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Delaware | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Florida | 20โ24 hours | 2 yr | 11.0 h/yr | Yes |
| Georgia | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Hawaii | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Idaho | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Illinois | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Indiana | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Iowa | 36 hours | 3 yr | 12.0 h/yr | Yes |
| Kansas | 18 hours | 2 yr | 9.0 h/yr | Yes |
| Kentucky | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Louisiana | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Maine | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Maryland | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Massachusetts | 45 hours | 3 yr | 15.0 h/yr | Yes |
| Michigan | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Minnesota | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Mississippi | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Missouri | 16 hours | 2 yr | 8.0 h/yr | Yes |
| Montana | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Nebraska | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Nevada | 30 hours | 3 yr | 10.0 h/yr | Yes |
| New Hampshire | 24 hours | 2 yr | 12.0 h/yr | Yes |
| New Jersey | 24 hours | 2 yr | 12.0 h/yr | Yes |
| New Mexico | 24 hours | 2 yr | 12.0 h/yr | Yes |
| New York | 15 hours | 2 yr | 7.5 h/yr | Yes |
| North Carolina | 24 hours | 2 yr | 12.0 h/yr | Yes |
| North Dakota | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Ohio | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Oklahoma | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Oregon | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Pennsylvania | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Rhode Island | 24 hours | 2 yr | 12.0 h/yr | Yes |
| South Carolina | 24 hours | 2 yr | 12.0 h/yr | Yes |
| South Dakota | 10โ20 hours | 2 yr | 7.5 h/yr | Yes |
| Tennessee | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Texas | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Utah | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Vermont | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Virginia | 16 hours | 2 yr | 8.0 h/yr | Yes |
| Washington | 24 hours | 2 yr | 12.0 h/yr | Yes |
| West Virginia | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Wisconsin | 24 hours | 2 yr | 12.0 h/yr | Yes |
| Wyoming | 24 hours | 2 yr | 12.0 h/yr | Yes |
Where a range is shown (e.g. 20โ24), it spans resident producers holding major lines; limited-lines licensees are generally exempt.
Every state, every deadline, one dashboard
CE Pilot tracks your CE hours against your own state's requirement, stores certificates, and emails you before anything lapses. Multi-state licensees can track each licence separately.
See plans โ from $19/monthJump to your state
24 hoursAlaska
24 hoursArizona
48 hoursArkansas
24 hoursCalifornia
24 hoursColorado
24 hoursConnecticut
24 hoursDelaware
24 hoursFlorida
20โ24 hoursGeorgia
24 hoursHawaii
24 hoursIdaho
24 hoursIllinois
24 hoursIndiana
24 hoursIowa
36 hoursKansas
18 hoursKentucky
24 hoursLouisiana
24 hoursMaine
24 hoursMaryland
24 hoursMassachusetts
45 hoursMichigan
24 hoursMinnesota
24 hoursMississippi
24 hoursMissouri
16 hoursMontana
24 hoursNebraska
24 hoursNevada
30 hoursNew Hampshire
24 hoursNew Jersey
24 hoursNew Mexico
24 hoursNew York
15 hoursNorth Carolina
24 hoursNorth Dakota
24 hoursOhio
24 hoursOklahoma
24 hoursOregon
24 hoursPennsylvania
24 hoursRhode Island
24 hoursSouth Carolina
24 hoursSouth Dakota
10โ20 hoursTennessee
24 hoursTexas
24 hoursUtah
24 hoursVermont
24 hoursVirginia
16 hoursWashington
24 hoursWest Virginia
24 hoursWisconsin
24 hoursWyoming
24 hours
How to use this table
Three numbers matter when you plan CE: the total hours, the cycle length, and the annualised average. A 45-hour requirement over four years is a lighter annual commitment than a 12-hour requirement over one year โ the headline figure alone is misleading.
The second thing to check is mandatory topics. Several states require specific named courses that cannot be replaced by electives, and completing the hour total without those courses will not let you renew. Your state page lists them.
Finally, check whether your state caps self-study hours. Online CE is accepted everywhere, but some boards limit how much of your total may be independent study rather than live instruction.
Sources: State requirements compiled from individual state insurance regulators. State department of insurance / regulator websites (.gov), state statutes and administrative rules, and NAIC/NIPR licensing records.